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Stellar Re Renter's Insurance.
Easy, low-cost, and worry free.
Renter's Insurance
It’s Still Your Home, Even When It’s Rented.
Your home is not only a place to rest your head at night. You keep your valued possessions and treasured mementos in your house. Your landlord may have insured the structure of the property but only you can protect your personal belongings. That’s where renter’s insurance comes in.
How is Renter's Insurance Different from Homeowner's Insurance?
The homeowner’s insurance policy will not cover a renter’s personal belongings or liabilities in the event of a natural disaster or another unfortunate incident. If forced to find temporary housing, renter’s insurance will cover living expenses while you get back on your feet.
Renter’s Insurance plans prepare you for the unthinkable.
What Does Renter's Insurance in Florida Cover?
In case disaster strikes, renter’s insurance covers the following:
Kitchen Appliances & Supplies
jewelry & Clothes
Bikes & Furniture
Electronics & Entertainment Systems
Liability Cases
Relocation Expenses
How is Renter's Insurance Different from Homeowner's Insurance?
The homeowner’s insurance policy will not cover a renter’s personal belongings or liabilities in the event of a natural disaster or another unfortunate incident. If forced to find temporary housing, renter’s insurance will cover living expenses while you get back on your feet.
Renter’s Insurance plans prepare you for the unthinkable.
In What Cases Will Renter's Insurance Cover Damages of my Personal Belongings?
Renter's insurance will help you recover whether the damage was accidentally caused by you, your neighbor or building management.
Set something on fire by mistake? Water damage caused by a neighbor? Experience a break-in? Renter's insurance will have you covered.
If natural disaster damage effects the home you rent you won't be responsible for structural damage. However, it's on you to replace personal belongings.
With renter's insurance, you give your family the best chance to start over after disaster strikes.
How Do Deductibles Work with Renter's Insurance?
What is a Deductible?
The deductible is the amount that you agree to pay before your insurance policy begins to pay. It works in the same way as other policies. And just as with other policies, a higher deductible results in a lower monthly rate.
Liability Claims
Deductibles are only applied in the case of a personal property claim. Liability claims will have limits but not deductibles.
Are There Exceptions?
Due to the nature of hurricanes, deductibles are applied differently in the event that there is damage claimed. Stellar Re Insurance Agent can provide you with additional information on how deductibles work.
Flexible Payment Plans for You to Choose From
One-Time Payment
Avoid multiple payments over time by paying the entire year upfront.
Quarterly Installments
Pay a deposit followed by quarterly payments.